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Home Buying
Friday, October 15, 2021
To increase your chances of qualifying as a self-employed borrower, you’ll need to be familiar with what lenders require and what questions they’ll ask.
Home Ownership
Thursday, June 10, 2021
How can older home owners cover their expenses without selling their home?
Legislation & Regulations
Tuesday, June 1, 2021
The new rules will dampen mortgage credit growth, but should have a modest effect on home sales and prices in the region going forward.
Home Buying
Friday, May 14, 2021
Before you begin home hunting, get prepared using these five simple steps to mitigate your risk so there are no unwanted surprises in one of the biggest financial decisions of your life.
Home Buying
Thursday, April 29, 2021
Here's what hopeful home buyers need to know to successfully navigate Metro Vancouver’s hectic housing market.
Home Buying
Friday, April 9, 2021
The Office of the Superintendent of Financial Institutions began consultation yesterday on a proposed increase to the minimum qualifying rate for uninsured mortgages.
Market Trends
Tuesday, March 9, 2021
In a busy real estate market, homes are bought and sold at a faster pace than usual. This can create a sense of urgency that causes home prices to rise.
Home Ownership
Friday, October 2, 2020
Market Trends
Tuesday, August 25, 2020
Home buyers with less than a 20 per cent down payment applying for a high-ratio mortgage with a regulated financial institution are typically offered a contract mortgage interest rate.
Home Buying
Thursday, August 20, 2020
Home buyers with less than a 20 per cent down payment applying for a high-ratio mortgage with a regulated financial institution are typically offered a contract mortgage interest rate.
Home Buying
Thursday, July 2, 2020
Angela talks about how the mortgage market is evolving.
Home Buying
Friday, June 19, 2020
Angela discusses how the COVID-19 pandemic is changing the mortgage market and gives you helpful advice.
Home Buying
Friday, June 19, 2020
Effective July 1, 2020, it will be more difficult to buy a home if you’re a first-time buyer.
Home Buying
Wednesday, June 3, 2020
Read our new Expert Series of articles, starting with how lower interest rates will affect your mortgage, and preparing to apply for a mortgage.
Home Buying
Tuesday, March 3, 2020
The benchmark rate used to determine the minimum qualifying rate for insured mortgages, known as the “stress test" is changing.
Legislation & Regulations
Wednesday, March 20, 2019
Federal Budget 2019 includes initiatives for first-time buyers, renters and measures to prevent tax non-compliance and money laundering.
Market Trends
Thursday, August 16, 2018
It's clear housing demand has subsided. As sales trend down, prices are beginning to follow, but what's causing this?
Fact Sheets
Wednesday, February 7, 2018
Under the Canadian Bank Act, the federal government requires federally regulated financial institutions to insure high-ratio mortgages – less than a 20 per cent down payment – against default. Understand mortgage insurance by using this fact sheet.
Home Ownership
Thursday, February 1, 2018
When you're looking to buy a home, it's important to understand the steps for getting a mortgage.
Home Buying
Wednesday, January 24, 2018
An impending housing bubble said to be caused by foreign buyers bidding up home prices, and the rising debt levels of Canadians, have dominated the news in the past few years.